Here’s how I save at least 19% on every dollar I spend at Target—no coupons needed. I follow these 4 steps to save a bundle at one of my favorite stores, Target! Once I count the sales and extra coupons, it’s like Target pays me to shop! If only.
If you can’t follow each step (some people don’t live near a store that offers Fuel Points), just follow the Running Total after each tip to track the savings options that are available in your area.
This post includes affiliate links.
How to Save Money at Target!
1. I use the American Express Blue Cash Preferred card to get 6% back on groceries.
What does grocery shopping have to do with saving money at Target? I shop at Fry’s (a Kroger store) when they run 4x Fuel Points promotions and use my Amex to buy Target gift cards. With the Amex Blue Cash Preferred, I get 6% cashback at grocery stores!
Running Total:
- 6% off every Target purchase!
Find out how to get the $150 sign up bonus for the American Express Blue Cash Preferred card here, or email me at contactalldaymom@gmail.com with subject Amex and I’ll have Amex send you a referral for the $150 bonus!
- I’ll give your email and first name to American Express and Amex will send you my referral welcome bonus offer for a $150 statement credit for new American Express Blue Cash Preferred customers (you need to spend $1,000 on the card within 3 months to get the bonus; please read all of the details before signing up for the card).
2. I score $17 off a tank of gas for each $250 in Target gift cards I buy during Kroger 4x Fuel Points promotions.
That’s because I get $1 off per gallon of gas for every 1000 points I earn, and my car holds 17 gallons. ($250 spent on gift cards during 4x Fuel Points promotions=1000 points.) You can get up to 35 gallons per purchase using Fuel Points, so you can save even more if you have a big gas tank.
- Bonus (not tracked in my Target savings details here): I get 3% cashback from my gas purchase with the Amex Blue Cash Preferred card.
Tip: If you have the Costco Visa (Citibank), use that for gas instead—it offers 4% cashback on gas!
Running Total: 13% off every Target purchase!
- 6% off using Amex
- 7% off using Fuel Points
3. I shop at Target through Ebates.
I can count on getting at least 2% off at Target every day by starting my Target shopping at Ebates!
You can get a $10 sign up bonus through my Ebates referral link!
I know, shopping inside a Target store is half the fun! Use the Ebates portal to shop Target.com from your phone while you’re browsing inside any Target store—put items in your online cart instead of your physical cart, and choose in-store pickup when you check out online! Usually, by the time I’m done walking through the store, I get a text that my items are ready—I just have to pick them up at the customer service desk!
Or, you can check out on Target.com and get free shipping to your home with no minimum purchase! You can buy your kids’ Christmas presents right under their cute little noses!
Running Total: 15% off every Target purchase!
- 6% off using Amex Blue Cash Preferred
- 7% off using Fuel Points
- 2% off going to Target.com via Ebates
4. I use my Target Red Card to get another 5% off every Target purchase!
Running Total: 19% off every Target purchase!
- 6% off using Amex Blue Cash Preferred
- 7% off using Fuel Points
- 2% off going to Target.com via Ebates
- 5% off with Red Card
Nerd alert: It’s technically 19% savings, instead of 20% (6+7+2+5=20), but it’s easier to think of my extra 5% Red Card savings as more spending power, instead of a 5% discount, since I’d have money left over on my Target gift card if I just took 5% off my original $250 gift card purchase.
For example, I have $263.17 spending power on my $250 Target gift card if I want to use it all up. So I can spend $263.17 on purchases and sales tax, and after all my discounts and cashback I really only spent $213! That’s 19% off the top of every dollar I spend at Target!
Remember, I’m not counting my gas cashback here—if I include the extra 4% I get back on gas purchases with my Costco Visa (Citibank), I save 24% on every dollar I spend at Target!
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How much money can you save at Target using these tips?
