Get a $100 bonus when you open a new account with Ally Bank. No Direct Deposit needed if you open a Savings account. To receive the $100 Ally Bank new account bonus: Checking: Direct deposit to earn $100 opening bonus (Ally calls this a “Spending” account, which is annoying. It works like a checking account […]
Advice from a frugal mom during coronavirus #3: Find an emergency fund in your home in 2 hours.
Right now you might be realizing you should have built an emergency fund instead of hitting Starbucks and Chick-fil-A every time you got a little busy running the kids around town. Maybe you overspent on your epic grocery store run last week and now you’re strapped for cash. Here’s how to find a mini emergency […]
How to Budget for a 3 Paycheck Month Part 1: How We Stopped Depending on 26 Paychecks
I’ve been waiting for January and I’m already looking forward to July! Budgeting nerds know why: in 2020, January and July are 3 paycheck months for many of us who get paid every other week. This is how I budget for a 3 paycheck month in 2 parts: How we stopped depending on 26 paychecks. (This […]
How not to waste money with Ibotta: Found Money #7
There are so many apps that pay you to scan your receipts…you have to draw the line somewhere if couponing is not your favorite hobby. I chose Ibotta, and I’ll explain here how I use Ibotta to save a little money without: Screwing up Spending time Buying crap I don’t need This post includes affiliate […]
FSAs Are a Losing Bet for Healthy Families. That’s Why We Put $0 into Our Flexible Spending Account
Your FSA isn’t really “tax free” money if you pay Stupid Tax trying to spend it all by the deadline. My husband just gave himself a raise by not funding a Flexible Spending Account (FSA) this year. In this Found Money post (#6 in the series): Why FSAs are a losing bet for healthy families […]
Found Money Fund Files #5: That $50 Shell Gas Gift Card at the Intersection of Procrastination and Money
I’m a procrastinator. Like, the hipster procrastinator—I’ve been a procrastinator since 1983 when my mom had to drive 60 minutes round trip to Moskatels in Sunnymead to buy foam balls for my 3rd grade solar system model due tomorrow. A major symptom of procrastination is perfectionism. If I can’t cut the Cool Whip lid just […]
Adding Up Credit Card Points – Vacation Fund UP by $934.60! Found Money #4
My favorite hobby is collecting Found Money—that’s money I can access outside my regular income. Anything from coupons to credit card points to cash I earn selling my clutter counts as Found Money.” For this week’s Found Money roundup, I added up the points for all of our credit cards. We finance a huge amount […]
Negotiating my internet bill. Or, How I saved $432.12 by not being lazy. Found Money #3
My favorite hobby is collecting Found Money—that’s money I can access outside my regular income. Anything from coupons to credit card points to cash I earn selling my clutter counts as Found Money.” I hate making phone calls to negotiate prices on my accounts, but I hate losing money because I was too lazy to […]
Wallet Check! Gift Card Balances (I found more than $100!) — Found Money #2
My favorite hobby is collecting Found Money—that’s money I can access outside my regular income. Anything from coupons to credit card points to cash I earn selling my clutter counts as Found Money.” Found Money #2: Wallet Check! Gift Card Balances If you’re like me, you have a couple dozen gift cards laying around. I […]
My $240 Freebies Spree (no coupons)! Found Money #1
Today I took a whirlwind tour of my neighborhood to scoop up $240 in (sort of) easy freebies! My favorite hobby is collecting Found Money—that’s money I can access outside my regular income. Anything from coupons to credit card points to cash I earn selling my clutter counts as Found Money. Here’s the breakdown of […]
